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CMRE Financial Services, Inc. is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the CMRE Financial Services, Inc. site and governs data collection and usage. By using the CMRE Financial Services, Inc. site, you consent to the data practices described in this statement. This Statement does not apply to information collected by or through websites, applications, or content operated by any third party.
Collection of your Personal Information
CMRE Financial Services, Inc. (“CMRE, “we,” “our,” or “us”) collects personally identifiable information, such as your email address, name, home or work address, telephone number, or other personally identifiable information you provide to us through submitting online forms or communicating with us. We also collect anonymous demographic information about you but does not identify you, such as your ZIP code and age.
CMRE also automatically collects certain information about your equipment and browsing patterns that does not identify you when you visit our family of websites. This information can include, for example: your IP address, browser type, operating system, domain names, access times, and referring website addresses. This information is used by CMRE for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the CMRE site. There may be features that are developed in the future that may result in the collection of additional new information. We do not allow third parties to collect personally identifiable information about a user’s online activities over time and across different sites, services, and applications, when that user uses our site or service. We do not respond to Do Not Track signals because we do not track personal information about a user’s online activities over time and across third party websites or services.
CMRE keeps track of the websites and pages our users visit within the CMRE family of websites in order to determine what CMRE services are the most popular.
CMRE encourages you to review the privacy statements of websites you choose to visit from our site so that you can understand how those websites collect, use, and share your information. CMRE is not responsible for the privacy statements or other content on websites outside of the CMRE family of websites.
Use and Disclosure of your Personal Information
CMRE collects and uses personal information we collect about your or that you provide to us:
CMRE does not sell, rent, or lease its customer lists or your personal information to third parties. CMRE may disclose aggregated or deidentified information about our website users that does not identify any individual without restriction. We may disclose personal information that we collect as described in this Statement:
CMRE does not disclose information to any in party in violation of the Fair Debt Collection Practices Act.
Security of your Personal Information
CMRE utilizes appropriate physical, electronic, and procedural safeguards to secure your personal information (including any social security numbers if applicable) from unauthorized access, use, or disclosure. When personal information is transmitted to other websites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol. To further safeguard this information, access to sensitive information such as any social security numbers is limited, and our employees must abide by standards of conduct and confidentiality agreements.
Requesting Access or Changes to Your Information
You can make changes to personally identifiable information we collect from you by one of the following methods;
Calling us at (877) 650-6130
Emailing us at firstname.lastname@example.org
Changes to this Statement
CMRE Financial Services, Inc will occasionally update this Statement of Privacy to reflect company and customer feedback. CMRE Financial Services, Inc encourages you to periodically review this Statement to be informed of how CMRE Financial Services, Inc is protecting your information.
Changes of Ownership or Control of CMRE Financial Services, Inc.
We may transfer, combine, merge, or sell all or part of our business to another entity or entities. If such an event occurs, personal information CMRE has collected or maintained may be transferred to a new controlling party or parties, who will be permitted to use your personal information under the terms of this Statement of Privacy for the purposes for which you supplied it.
CMRE welcomes your comments regarding this Statement of Privacy. If you believe that CMRE has not adhered to this Statement, please contact CMRE at email@example.com. We will use commercially reasonable efforts to promptly determine and remedy the problem.
We may collect and use personal information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be directly or indirectly linked, with a consumer, device, or household (“personal information”).
Personal Information does not include:
We regularly collect (and have collected in the past 12 months) several types of personal information about individuals offline regarding accounts, including: name, DOB, address, gender, account number, religious affiliation, previous payment and other financial information, email address, insurance information, SSN, employment information, telephone number, IP address, military or veteran status, medical information, audio information, username, and information collected or shared pursuant to HIPAA, FIPA, GLBA, FCRA, DPPA, and/or other applicable privacy laws. We also may collect additional categories of personal information users provide directly to us or our service providers.
We collect most of this personal information from our clients or from you or your authorized representative by telephone or written communications. However, we may also collect information:
We regularly use or disclose personal information for one or more of the following business purposes:
We will not collect additional categories of personal information or use the personal information we collected for materially different purposes without providing you notice.
We regularly disclose (and have disclosed in the past 12 months) several types of personal information about individuals for one or more business purposes, including: name, DOB, address, gender, account number, previous payment and other financial information, email address, insurance information, SSN, employment information, telephone number, IP address, military or veteran status, audio information, username, and information collected or shared pursuant to HIPAA, FIPA, GLBA, FCRA, DPPA, and/or other applicable privacy laws.
We have not sold and will not sell your personal information under the CCPA.
Upon verification of identity, California residents may in some cases request that a business:
A business may charge a different price or rate, or provide a different level or quality of goods or services to you, if that difference is reasonably related to the value provided to you by your personal information.
For applicable personal information access and portability requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance.
Please note that we are not required to:
Upon verification of identity, California residents may in some cases request that we delete personal information about you that we collected from you and retained, subject to certain exceptions.
We may deny your deletion request if retaining the information is necessary for us or our service providers to:
California residents may submit verifiable requests for information or deletion described herein by calling us at (877) 650-6130 or by email at firstname.lastname@example.org.
Verifying Your Identity If You Submit CCPA Requests
If you choose to contact us directly via the designated methods described above to exercise your CCPA rights, you will need to:
We are not obligated to make an information disclosure or carry out a deletion request pursuant to the CCPA if we cannot verify that the person making the request is the person about whom we collected information, or is someone authorized to act on such person’s behalf.
Any personal information we collect from you in order to verify your identity in connection with your CCPA request will be used solely for the purposes of verification.
Last modified: February 5th, 2020
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